Males and pets have lived and labored facet by facet for millenia. That relationship hasn’t pale in modern-day however has as a substitute moved indoors, changing into a part of how folks outline household and the way they select the place to reside. In truth, one report discovered that 80% of homeowners take into account their pets to be a significant member of the family.
But, as pet possession will increase, rental housing insurance policies haven’t advanced on the identical tempo. Breed bans and unclear legal responsibility guidelines proceed to create friction between renters, property groups, and insurers leaving all three sides uncovered to threat and frustration.
Get Lined works with property administration operators on the middle of this stress, serving to them make clearer and fairer selections about pets in leases. StartupBeat spoke to Brandon Tobman, CEO of Get Lined about why pet insurance policies have lagged behind different elements of leasing, the place belief breaks down for renters, and what a pet-friendly rental course of may appear like in 2026.
What first drew you to the issue of renting with pets, and when did you notice the system wasn’t actually working for anybody concerned?
I used to be first drawn to the issue by the shortage of transparency round pet insurance policies. It was by no means actually clear the forms of pets which might be really allowed, what’s actually lined by insurance coverage versus what isn’t, and who’s finally liable if an incident happens. It turned clear fairly rapidly that this confusion creates uncertainty for renters, property homeowners, and insurers alike, which exposes everybody to vital and infrequently misunderstood monetary threat round pet-related legal responsibility.
Pet possession is extra standard than ever, so why do you suppose the rental trade has struggled to evolve round pets in comparison with different elements of the housing expertise?
Whereas pet possession has grown quickly, the rental trade has struggled to maintain tempo as a result of pets are troublesome to outline, handle, and implement by way of conventional insurance policies. House owners and operators need to stability threat mitigation with resident satisfaction and occupancy. The only technique to restrict publicity has traditionally been strict bans or slender pet restrictions, however these approaches scale back demand and harm long-term property efficiency.
Pets are relations, and residents make housing selections primarily based on that truth. Get Lined’s pet companies and insurance coverage options assist our companions strike that stability by defending in opposition to threat whereas supporting pet-friendly insurance policies that truly work for each residents and property homeowners.
From the renter’s perspective, the place does the leasing course of most frequently go improper for pet homeowners, and why is that second so consequential?
From a renter’s perspective, issues most frequently go improper in the meanwhile pet info is collected from the constructing or a ‘background test’ on the animal is accomplished. Whereas particulars concerning the pet are normally gathered, the standards used to judge that info is usually too slender or obscure to account for particular person circumstances. It is a downside as a result of it may well decide whether or not a renter can transfer ahead in any respect, no matter their pet’s precise historical past or conduct. The method is one measurement suits all and belief breaks down rapidly. That is the mindset Get Lined is working to alter. We need to encourage companions to have extra considerate, individualized evaluations that higher mirror the fact of accountable pet possession.
How does higher pet info change conversations between renters and property groups?
It may be complicated and fairly disheartening to listen to that your canine, who’s mainly a member of your loved ones, isn’t eligible to reside in a house or condo just because they appear like a sure breed. That’s particularly irritating when there’s been no historical past of incidents and the pet simply occurs to fall into an arbitrary class of denial. Higher transparency and enhanced pet options change these conversations by permitting selections to be made primarily based on the person pet. This results in improved dialogue between renters and property groups permitting for educated, discussions a couple of particular pet, quite than obscure assumptions.
Every pet is completely different, and when the main focus shifts to issues like temperament, behavioral historical past, and accountable possession, logic and motive will prevail over outdated, one-size-fits-all breed assumptions.
As we head into 2026, what does a genuinely pet-friendly rental expertise appear like and the way is Get Lined serving to transfer the trade in that route?
Clear, upfront explanations of what info is being reviewed, how pets are evaluated, what the choice standards seems to be like, and who’s concerned in screening. Residents ought to perceive the method from level A to level B, so when a call is finally made, it doesn’t really feel arbitrary or complicated.
Simply as necessary, residents ought to have visibility into the result, like what documentation was reviewed, what particular components or flags influenced the choice, and the way that call was reached. Get Lined helps transfer the trade on this route by constructing pet companies and insurance coverage options that assist readability, consistency, and honest, pet-specific evaluations that work for each residents and property groups.
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