IDFC First Financial institution on Saturday reported a 32 per cent droop in web revenue to ₹463 crore within the first quarter of the present monetary 12 months, impacted by slippages within the micro-finance e book.
The Mumbai-based lender had earned a web revenue of ₹681 crore in the identical quarter of the earlier fiscal 12 months.
The overall earnings rose to ₹11,869 crore throughout the June quarter of 2025-26 from ₹10,408 crore in the identical quarter of FY25, IDFC First Financial institution stated in a regulatory submitting.
Curiosity earned by the financial institution improved to ₹9,642 crore, in comparison with ₹8,789 crore within the June quarter FY25.
Web curiosity earnings additionally elevated to ₹4,933 crore throughout the quarter, in opposition to ₹4,695 crore within the year-ago interval.
The financial institution’s asset high quality deteriorated as gross non-performing property (NPAs) declined to 1.97 per cent of gross advances on the finish of the June quarter, from 1.90 per cent a 12 months in the past.
Nonetheless, web NPAs, or unhealthy loans, improved to 0.55 per cent in opposition to 0.59 per cent within the year-ago interval.
Provisions for the quarter rose considerably to ₹1,659 crore, in comparison with ₹994 crore in the identical interval of the earlier fiscal on account of slippages within the micro-finance e book.
Return on Property (ROA) declined to 0.53 per cent for June 2025, from 0.91 per cent on the finish of June 2024, registering a fall of 38 bps, it stated.
On the similar time, the capital adequacy ratio slipped to 14.86 per cent from 15.59 per cent in the identical quarter of FY25.
Revealed on July 26, 2025
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